🆕Avis 2023 Orange Bank (Offre, CB, frais, épargne, crédit) Comment bien ouvrir son compte bancaire ? from djingo orange bank Watch Video

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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.
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The European Central Bank is expected to cut its key interest rates this week for the first time since September 2019. This will mark the end of the record-fast rate hiking cycle begun during the COVID-19 pandemic to combat high inflation. Eurozone inflation came in slightly higher than expected in May at 2.6%, and core inflation at 2.9%. ECB officials say a single rate cut is consistent with their stance, but more cuts in July are not very likely. Domestic inflation, especially in services, remains persistent in the euro area.
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